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Old 3rd July 2014, 03:56 PM
mamy1024 mamy1024 is offline
Junior Member
Join Date: Jun 2014
Location: Macon, Ga.
Posts: 2
Default Health Insurance question

Does anyone here know much about how health insurance works? Specifically, if my hospital stay begins at the end of December and carriers over into January, will I have to pay my deductible for both 2014 and 2015?

My deductible is $2500, of which I have already paid nearly $1000, so if I am understanding this correctly I will pay $1500 of medical expenses involved in the spinal fusion- as long as those expenses incur before the start of 2015. Eh?

I have a choice of when to schedule this surgery, I can do it anytime in December, but I have a 7 year old and I don't want to ruin his Christmas or miss out on it. But if it means spending an additional $2500 then that's something to consider.
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